One of the characteristics of online loans is that you must have a bank account in your own name to apply for the extra injection of money (we must figure as its owner). It serves three purposes. First, after submitting the loan application, we make a transfer from it, the so-called verification fee of Npn 0.1 or Npn 1 (the exception is Waing, which charges a fee of Npn 0.1), which is to confirm the accuracy of the data entered in the online form. Secondly, to transfer the funds allocated. Third, to repay the liability. No personal account automatically prevents us from taking a loan. At least, that was until recently, because a prepaid card appeared on the Polish non-banking market, to which a specific loan amount was transferred. Thanks to this, we can get a loan without a bank account.
Pre-paid loans from Net nos.
Net nos. is so far the only loan company offering withdrawals for O! Card prepaid cards. The service can be used by anyone who decides to take a loan from Net nos. for the amount from 200 to 3000 Npn for 30 days. All you have to do is select the “no account” option when submitting your application. After successfully completing the verification process, i.e. granting the loan, a courier will appear within one business day and will provide us with a prepaid card. It is necessary to show an identity card upon receipt. You also need to prepare for two expenses. We will pay Npn 19 for issuing the O! Card, while its delivery by courier costs Npn 20.22. Fees are added to the cost of the loan and are not refundable.
For a month, prepaid card was also available in Viloan. However, it served as a gift for regular customers of the brand, who between August 3 and 31 decided to make another loan. The gift consisted of Npn 60 recorded on the card and access to rebates (up to 55%) in 3,000 retail and service outlets.
Handy prepaid card
A prepaid card, also called a prepaid card, is a handy solution, not only because it does not require a personal account contract to be associated with any bank. With its help, we will withdraw funds at an ATM, as well as pay for purchases in a stationary or online store. They are also honored by various service and commercial outlets, e.g. restaurants, cinemas, etc.